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Features of Jan Dhan Account

Facilities/ Features under Jan Dhan (PMJDY) Account
  • A Rupay Debit Card will be given free of cost (i.e without annual charges)
  • Overdraft facility (SBOD) upto Rs.10,000/- will be available to one account holder of PMJDY per household (preferably to lady member) after 6 months of satisfactory conduct of the account
  • Interest on deposit
  • Accidental insurance cover of Rs. 2 lakhs
  • No minimum balance required and maximum balance have no limit
  • The scheme provide life cover of Rs. 30,000/- payable on death of the beneficiary
  • Beneficiaries of Government Schemes will get Direct Benefit Transfer in these accounts.
  • Access to Pension, insurance products
  • The Claim under Personal Accidental Insurance under PMJDY shall be payable if the Rupay Card holder have performed minimum one successful financial or non-financial customer induced transaction within 90 days prior to date of accident including accident date will be included as eligible transactions under the Rupay Insurance Program 2019-2020
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